PayPal is a USA giant online payment gateway which has gain popularity in the online sphere. A lot of people love to transact business online through this company.
PayPal is known to be the best payment gateway when it comes to security.
Transactions that pass through this company are believed to be fraudulent free most especially if it’s conducted using the PayPal business account.
PayPal is open to almost all the countries in the world except a few ones.
Some Africa countries including my country Ghana and Nigeria have been blacklisted from creating an account on PayPal site.
Recently, the restriction has been partially lifted on Nigeria citizens.
Now Nigerian populaces can create an account that sends money but can’t receive money.
This we think is still not the best since the goal of many people using the PayPal platform is to send and receive money anywhere in the world.
But what’s worse is the Ghana situation. Ghanaian nationals can’t even create an account not to talk of sending.
A lot of people can’t conduct business online from Ghana due to this restriction.
For the past, many online dealers in the country have tried their best to find a way to use PayPal in Ghana.
The good thing is that Ghana is only blacklisted from creating an account but not from using PayPal account.
Thanks to the advancement in knowledge, some of the online gurus have developed a way of creating and using PayPal account in Ghana.
I created my PayPal account using my Ghanaian details in the year 2015 and till date, I’m still using this account without any problem.
If you are on this page and looking to also create a PayPal account using your Ghana details then this post will teach you exactly how to do that.
Before we look at how to create the account, let us first look at the type of PayPal account that we have and then I will tell you the one to use if you really want the best out of your account.
There are two types of PayPal account. We have a personal account and a business account.
The business account is broader than the personal account. With the personal account, you can’t use it to do more transaction online.
But the business accounts give you the opportunity to conduct more business online.
As I said earlier, Ghana is only prevented from creating an account but not limited to using a PayPal account.
So if you’re in Ghana and want to use PayPal without any problem, then the best option is to go for a business account.
The reason is this, you can be from a different country like South Africa, and have your business in Ghana. So in that case, you can create a South Africa PayPal account and then use the account in Ghana.
I know many will be thinking then how can I use my Ghanaian details in creating the account?
It’s simple. A business registered in Ghana by a foreigner it’s required to have a local business address.
PayPal understands that and due to that, during the registration process, you will have an option to select Ghana as your business country.
From there you do that then you can use the other details like your Ghana Phone Number and National ID.
Steps To Follow In Creating An Account
To create a PayPal account, you first need to type this address in your browser. www.paypal.com/ls this will take you to the PayPal homepage.
Here you will see two options.
- PayPal for business
- Personal Account.
Select the business option and then you will be redirected to the signup page. Here you will be asked to first enter your email.
Do as directed and once done click on the get started button.
Next, you will be taken to the main registration page. Fill in all the required fields. Once you reach the mobile section, you will see a Lesotho as the country code.
Click on the Lesotho flag and you will be listed with each country’s code. Locate Ghana and then click on it to select. Now continue with the rest of the field.
Once everything goes well, you should get your account register.
Now once you get the message telling you your account has been created, the next thing to do is to go to your email inbox and locate a message from PayPal that says confirm your account.
Open the mail and there you will see a link in the mail. Click on the link and you will be taken back to the PayPal page.
Here you will be asked to enter your password. Enter the exact password you entered when creating the account. If the password corresponds, then you will have access to the account.
Now that’s all. You have successfully created your account. With this account, you can send and receive money anywhere in the world. But what you can’t do is withdrawal.
You can’t withdraw any cash from this account until you link it with your visa card or bank account.
If you are in Ghana, you can link it to your visa or master card and with that whenever you have money in the account you can transfer it to the card and withdraw at any visa ATM.
How To Link A Card To Your PayPal Account
To link a visa or master card to a PayPal account, you first need to have the card ready. There are many bank cards that you can use to link to your account. But the type of Visa card we will recommend is either UBA AfriCard or Fidelity card.
You can Read this post to see how to get the UBA Card. Once you get the card, you can come back and see the rest of the steps involved in linking the card to your account.
To link a card to your account first you have to log in to the PayPal account. Once you are in your account look at the top right corner of the navigation you will see one red notification.
Click on it and you will see an indication that says link a card.
Once you click on that link, you will be redirected to the Next page.
Now fill in the required fields. All the information they required can be found on your card. Just make sure you enter the correct info and when done click on the link.
Now PayPal will send you a confirmation code in your card statement. If you are using the UBA Africard, all that you need to do is to log in to your online portal and look at the transaction section for the code.
The code comes in the form of PxxxP. Copy only the numbers and then goes back to the link page and past the code to confirm.
Note! You will need at least $1.95 which is equivalent to GHS 10.00 in your account before you can link the card. The money will later be refunded t your account.
Now once the pasted code is correct you will get a success message from PayPal and you are done. Now anytime you have money in your account you can transfer that money to your card and then cash it out from any visa ATM in the country.
Alright, this is where we come to the end of today’s post and hope you find it helpful.
If you do then make sure to share and leave your comment in the box below in case you need further clarification regarding this article and PayPal related issues.
See you in the next article where we take you through another interesting article on this same blog. How To Find Your Lost Smartphone With “Find My Device”