How to Create a Skrill Account in Ghana

Are you finding it difficult to receive online payments in Ghana? Let us look at how to create a Skrill account in Ghana as a virtual wallet for money transfers & online payments.

Ghana has fully embraced the online business venture now. However, making and receiving payments have become a big issue. This is due to the fact that the country is blacklisted on the popular payment processor which is “PayPal“. You can still create and verify your PayPal account in Ghana regardless but trust me, it will not be as easy as it should be if the country is whitelisted.

Whether you are making an online purchase or sending money to a loved one, having a reliable virtual wallet is crucial. One such virtual wallet that has gained immense popularity over the years is Skrill.

Skrill is a digital wallet that allows you to make online payments, and send and receive money from anywhere in the world. The platform is available in over 200 countries, including Ghana, making it an excellent choice for Ghanaians looking for a reliable virtual wallet for their online payments and money transfers.

In this article, I will guide you through the process to create a Skrill account in Ghana.

How to create a Skrill account in Ghana

To create a Skrill account in Ghana, there are certain things you need to put in place. Since this is strictly an online procedure, you will need an active connection to start. Besides an active internet connection, you will also have to meet the following requirements.

• You need an active email address and phone number
• You should be ready to give personal information including, name, date of birth, etc.
• Skrill doesn’t accept underage applicants so you must be 18 and above and ready to prove with ID. (You will have to make available a soft copy of your valid ID card for this one)

If you meet the above requirements, then you can follow the procedure below to sign up for your account.

• First of all, visit www.skrill.com in your web browser. You should land on a page similar to the one in the screenshot below.

• Click on the “Sign up now” or “Register” button to start your sign-up process. A form similar to the one in the image below will appear. Make sure you fill it out with your appropriate details.

• Provide your personal information, such as your name, email address, and date of birth. You will also need to create a password and select your preferred currency.

• After providing your personal information, you will need to verify your account by providing a valid ID document. Skrill accepts a passport, national ID card, or driving license as valid ID documents.

• Once your account is verified, the next step is to add a payment method. Skrill supports several payment methods, including bank transfers, credit and debit cards, and mobile money. Select your preferred payment method and follow the on-screen instructions to link your payment method to your Skrill account. You should see a similar dashboard to the one in the screenshot below if you are fully verified.

Congratulations! Your Skrill account is now set up, and you can start using it for your online payments and money transfers. You can send money to anyone with a Skrill account, pay for goods and services online, or withdraw money to your bank account or mobile money wallet.

Create a Skrill account on a mobile phone

Skrill is also supported on mobile phones. You can download the app for both iOS and Android smartphones. To create a Skrill account on a mobile phone you must first download the mobile app.

• Download the Skrill Mobile App on Android and also download it on App Store if you are using iPhone.

After downloading the app, click on Register and follow the onscreen instructions to complete your registration.

Skrill unverified account limits

If you have an unverified Skrill account, there are certain limits on the amount of money you can send or receive. These limits are put in place to prevent fraud and comply with anti-money laundering regulations.

Here are the current limits for unverified Skrill accounts:

• Send only up to €1000 per quarter (3 months) to other Skrill accounts or email addresses.
• Receive only up to €2000 per quarter (3 months) from other Skrill accounts or email addresses.
• Deposit only up to €250 per quarter (3 months) to your Skrill account.
• Withdraw only up to €1000 per quarter (3 months) from your Skrill account.

It’s important to note that these limits may vary depending on your location and the currency you’re using. Also, keep in mind that if you want to increase these limits, you will need to verify your Skrill account by providing additional information and documentation. Once your account is verified, you can enjoy higher transaction limits and more features.

How to fund a Skrill account in Ghana

There are two major ways you can add funds to your account. One is by simply adding funds to your account from your debit or credit card and the other is cash inflow from another Skrill user.

To add funds from a credit or debit card, follow the procedure below.

• Log into your Skrill account.

• On the Dashboard, click on “Deposit”.

• Under Credit or Debit card, click on “Deposit”.

• Enter your Credit or Debit card details and the amount you want to deposit. The Cedi equivalent of this amount will be deducted from your bank if you confirm the transaction.

You should note that 2.5% of the amount you are depositing will be deducted. Your Skrill wallet will be credited if your card is debited.

Sending money with a Skrill account in Ghana

Sending money with your Skrill account is very simple. To send the money, you must make sure you have enough balance in your account as well. If you do, then follow the procedure below.

• Log into your account and click on the “Transfer” tab.

• There is a list of options. Select “Skrill to Skrill”. With this option, even if the person has no Skrill account, you can still send them money.

• On the next screen, enter the person’s email address or phone number.

• Enter the amount you want to send which should not be more than your balance, add a message and confirm your payment.

• That is it. The person should be able to access the funds in no time. Note that this transaction attracts a 1.45% charge in transaction fees.

Receiving money with a Skrill account in Ghana

Just like any other virtual account, you can also receive money in your Skrill wallet from other Skrill users. You can either request the money by using the “Request money” option or you simply give your email address to the person and they send the money through it for you.

Note that when using the “Request money” option, you only get to receive the money if the sender confirms your request. Also, note that your email address is your Skrill account number.

Any money that is received into your account will be added to your Skrill balance. You can later withdraw the funds to your mobile money wallet or bank account linked to your Skrill account.

Benefits of Skrill account

There are many benefits you get from using Skrill. Below are some of the benefits you get from using this amazing payment processor.

• Global: It is globally accepted and it is also accepted by the world’s leading gaming sites
• Instant: Make secure, fast online payments with only your Skrill credentials
• Convenient: Fund your account by card, bank transfer, or local payment options

These are some of the benefits you get from the platform. The fact that it is globally accepted makes it the best option when making payments.

Skrill FAQs

I will answer as many questions as possible here. If you have any questions that have not been answered here, you can leave them in the comment box and I will reply as early as possible.