How To Check Your SSNIT Contributions Online In Ghana

By | November 4, 2024

Checking your SSNIT contribution has become much easier with the help of technology in our everyday life.

Now, SSNIT members can check for their contribution using their mobile phone or personal computer with internet connection.

Gone are the days someone needs to visit any nearby SSNIT office before checking SSNIT contribution. With technology, you can save time and check for your SSNIT contribution online and print them as well.

In our today’s article, I will like to walk you through how you can check your SSNIT contribution online and also learn how to calculate your SSNIT contribution 2021.

Requirements to check your SSNIT Contribution online

Any SSNIT member that wants to check his or her contribution online will first of all have to get the below requirements as prerequisite.

A portal identification number. You can visit any nearby SSNIT office for this number.

How to check your SSNIT contribution online

These are the step by step guide on how to check your SSNIT contribution online – using your smartphone or computer.

  • Visit the SSNIT portal, www.ssnit.org.gh
  • Click on the “Sign In” button
  • Enter your SSNIT username. If you are employer, you will use the details sent to you after being enrolled. If you happen to be a Scheme member, then you can use your username as your SSNIT number on the portal.
  • Enter your SSNIT password. Your SSNIT password is the one you received in your email earlier.
  • Click on Sign in to proceed.
  • Type a new password and confirm the password.
  • Provide answers to the security questions asked.
  • Choose the services you want after logging in.

Check from the services. The services on SSNIT portal are categorized into public, employer, employee, pensioner and welfare association functions.

  • Click on the employee.
  • Click on “Check Contributions”

After checking your SSNIT contribution online, let us now get to know how you can calculate your SSNIT contribution online.

How to calculate your SSNIT contribution

SSNIT allows you to make use of the pension calculator to calculate your SSNIT contribution.

A SSNIT member ought to understand the basis of calculating SSNIT contribution. The age, an average of the best salaries for three months and the earned pension right.
The SSNIT contribution percentage rate for the pension right is 37.5%
Follow the steps below to calculate your SSNIT contribution

Look at your age
It is a statutory rule that a member is not eligible for a full pension until they have attained the age of 60 and have contributed much more to the scheme for 15 years.

Average the best 36 months of your employment. A scheme member has to understand the finding average of the best monthly salary you have been earning for three years.

Find out the “pension right” you have earned so far as a scheme member. This is the rating that is calculated according to the months you contributed to the scheme. Once you have your average best salary for 3 years and your pension right, you can now continue and calculate your SSNIT contribution with the SSNIT contribution calculator below.

The average best salary for 36 months (X) being multiplied by three (3) years divided by the pension right. ((X x 3 years) ÷ pension right.).

With SSNIT Portal Ghana, you can access and manage your Social Security And National Insurance Trust (SSNIT) contributions online

You’re now done with how to check and calculate your SSNIT contribution online in Ghana.

Frequently Asked Questions About Checking Your SSNIT Contribution Online

What Is SSNIT?

The Social Security and National Insurance Trust (SSNIT) is a statutory public Trust charged under the National Pensions Act, 2008 Act 766 with the administration of Ghana’s Basic National Social Security Scheme. Its mandate is to cater for the First Tier of the Three-Tier Pension Scheme.

SSNIT in Ghana

The Social Security and National Insurance Trust (SSNIT) is a statutory public Trust charged under the National Pensions Act 2008 Act 766 with the administration of Ghana’s Basic National Social Security Pension Scheme and to cater for the First Tier of the contributory three-tier scheme.

History about SSNIT

The Social Security and National Insurance Trust (SSNIT) is the oldest Social Security administration institution in the country since 1965. It is also currently the largest public non-bank financial institution in Ghana.

how to register for SSNIT

Book an appointment at the nearest SSNIT office.
Take the required documents to the nearest office.
The SSNIT officer will fill a form with the required details and examine the documents. He will then process the application if everything is in order.
After processing, SSNIT will send the following to the company:

How Do I Check My SSNIT Contributions Online

To check your SSNIT contributions online, kindly check the useful guide up here.

Check SSNIT Contributions Online

Visit the SSNIT portal, www.ssnit.org.gh, click on the “Sign In” button and enter your SSNIT username and password.

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