10 Facts About UBA Africard You Should Know.
The UBA Africard has become one of the commonly used Visa Prepaid Card for some time now, although a lot of people do not know or understand the powerful features embedded in this special VISA card. To me as a passionate tech blogger and writer at ICT Catalogue as Ghana’s Passionate Tech Journal, there are a lot of reasons why you need to consider in getting yourself the UBA Africard for both online and offline transactions.
If you’re caught in a dilemma about which bank’s prepaid card you should use, take a cold glass of Sobolo or Ice Cream, relax while I unveil some of the 10 facts you should know about the New UBA VISA Africard.
10 Facts About The UBA Africard You Should Know.
No Bank Account Required!
Yes, you do not need an account with United Bank for Africa (UBA) before you can apply for a UBA Africard.
There are a lot of people thinking that they need to open an account with UBA to apply for the Africard. No! UBA Africard is a Prepaid Card and not connected to any bank account. However, you’ll need to present a valid Government-issued ID card, a utility bill, Tax Identification Number (TIN) and a passport-sized photograph to be granted the card.
The UBA Card is a Prepaid VISA Card.
The Africard platform is a virtual e-wallet issued by banks for online purchases and offline activities and connected to a plastic VISA Card for offline POS, ATM and of course Web transactions. It’s a separate entity from your bank account and can be funded only through the bank hall or transfer from your UBA account if you have one.
Funding Of Card is between 8 am to 4 pm.
It’s good to know that you can only fund the UBA Africard in the banking hall between 8 am and 4 pm. So if you’re in a queue in the banking hall and time is against you, it will be best you walk to the tellers and let them know that you want to fund your Africard. That’s the time range I used to fund my UBA Africard at the UBA Branch found at Lapaz.
UBA Africard is VISA Verified.
VISA is an international web power for online transactions, and it lives up to its reputation. Africard is Visa Verified / Verified by Visa. You can enable this option on the user portal when logged in, and this adds an extra level of security to the card transactions.
Can Be Used For Withdrawals At Any ATM for Free.
Yes, unlike other ATM Cards the UBA Africard Card has a Zero charge on ATM withdraws. Though I can’t tell why this is free, but I do enjoy it as much as you will. Who doesn’t like free things?
Best For All International Transactions.
This is very important to note; the UBA Africard is accepted on a lot of websites even where a standard credit/debit card fails. I’ve used it to successfully make a payment on sites like Amazon, eBay, Fiverr, upwork, PayPal account since it has helped a lot of internet marketers in getting – verified PayPal account in Ghana.
For Cedi and Dollar Transactions.
Yes, the UBA is best for making any kind of purchase transactions related to cedis or dollar equivalent. While you can fund the Africard with cedis in Ghana here, you can use it for any kind of transaction online that is both in cedis and dollars.
Can Be Used At Any POS around the World.
The UBA Africard has no limit in such a way that, it can be used at any Point of Sales around the world and this makes it your excellent travel companion. You can with cash out the local currency in any country you find yourself using your card. You can also pay at any POS point in any country you are.
Instant Issuance – The UBA Africard is issued instantly.
Yes, there’s no doubt about this as the UBA Africard is issued instantly. It does not have any complicated processes. Just show up at any UBA Branch near you with your ID Card, Utility Bill and a passport photograph, and in an hour or two, you should have your Africard card activated and ready to use.
You can manage your Card Online.
Interestingly, your card comes with an online portal where you can check balance, print statement, transfer funds to other cards/UBA accounts, revise/rectify transactions, block card, change pin, etc
There are other Prepaid cards in Ghana from other banks. I’ll write about them when I use and gather enough knowledge to talk about it.
These are all the facts you need to know about the UBA Africard today as I provide it to you and thank you for reading on ICT Catalogue. 10 Facts About UBA Africard You Should Know.
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