Online Money Lending Companies In Ghana 2021

By | February 3, 2021

Welcome to ICT Catalogue and these are the top Online Money Lending Companies In Ghana.

Loans are much important in our daily lives for variety of reasons as students, salary workers, business owners and individuals in general.

Taking a loan demands a collateral and signing of papers before a loan can be issued. With the introduction of the internet, there is no more the traditional method of apply for loan in Ghana. Traditional lending companies have shifted to online lending companies — giving out loans to Ghanaian individuals.

There is no need to worry about your privacy anymore, since the online lending companies assure your privacy and you will not have to join any long queue before getting your loan.

Your loan can be applied from your mobile phone with internet access and granted without the need to walk out of your room.

In today’s article, I will like to give you Online Money Lending Companies In Ghana for 2021.

MTN Qwik Loan

MTN Ghana has instant mobile loans for its subscribers, and it only required that you have an active MTN Mobile Money account that has been transacting for long.

MTN Qwik Loan is one of the best online lending service from MTN Ghana — that gives you a loan instantly on your mobile phone.

MTN Qwikloan can be applied from your MoMo account and pay after a period of 30 days. There is a charge incurred as interest you will have to pay in addition to the amount you borrowed from MTN Ghana. A lot of MTN Ghana subscribers do apply for this loan and forget to pay on the actual date, and this is why we have for you How To Repay Your MTN QwikLoan.

If you are MTN Ghana subscriber, you always need to increase your Mobile Money threshold to a higher amount and enjoy the best of MTN Mobile Money.

How To Borrow Money From MTN Qwik Loan

  • Dial the MTN Mobile Money short code, *170#
  • Choose option 5 — Financial Services
  • Choose the option 3 — for Loans
  • Select the option 1 — for Qwikloan
  • Select option 1 to register (new loan applicants) or select same 1 for QWIKLOAN
  • Choose 1 — for Request Loan
  • Now, enter your loan amount
  • Confirm with agreement to the “Terms and Conditions”
  • Confirm the repayment plan (Duration to pay back your loan)
  • Select option 1 to confirm
  • Enter your MTN Mobile Money PIN code

Fido Loan

Fido Micro Credit is in charge of Fido Money Lending service that gives personal loans, business loans and emergency loans to repay and have the chance to acquire a maximum loan amount to GHS 1,000.

How To Apply For Fido Money Loan

If you want to apply for Fido loan, you can check our full guide about How To Apply For FIDO Loan And Get Up To GHS 1000.

Carbon

Formerly called Paylater, Carbon has become one of the best online loan services in Ghana that does not require collateral. You can apply for a loan even if you are an individual or personal loan.

You only need to apply for loan and repay using the Carbon Android App. Read more about how to apply online mobile money loans and get a loan from Carbon.

Express Loan

The MTN Xpressloan is working like MTN Qwikloan, that allows you to apply for Mobile Money loan and pay within a 30 day validity.

How To Apply For MTN Express Loan

  1. Dial MTN Mobile Money Short code, *170#
  2. Select option 5 (Financial Service)
  3. Choose Option 3 (Loans)
  4. Enter option 2 (Xpressloan)
  5. Select option 1 (Get a loan)
  6. Now, do enter your MoMo PIN Code to continue
  7. Choose option 1 (View & Accept offers)
  8. Choose the amount you preferred
  9. Enter option 1 to confirm your repayment plan
  10. Wait for MTN Ghana to credit the money into your Mobile Money wallet

MTN Ahomka Loan

The MTN Ahomka Loan is another type of mobile money loan that is granted to MTN Mobile Money registered users,

You have the chance to apply for a loan from MTN Ahomka loan and get it instantly in your MTN Mobile Money wallet.

How To Apply For MTN Ahomka Loan

  1. Dial MTN Mobile Money Short code, *170#
  2. Select option 5 (Financial Service)
  3. Choose Option 3 (Loans)
  4. Enter option 3 (Ahomka Loan)
  5. Select option 1 (Get a loan)
  6. Now, do enter your MoMo PIN Code to continue
  7. Choose option 1 (View & Accept offers)
  8. Choose the amount you preferred
  9. Enter option 1 to confirm your repayment plan
  10. The money will be credited to your Mobile Money account.

Thanks for reading our today’s guide on Online Money Lending Companies In Ghana 2021.

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