How to Get a Visa Card in Ghana

A Visa card is a debit or credit card issued by the Visa corporation. They are available in Ghana, and you can apply for one with this step-by-step guide! In this article, I will show you three different ways you can get visa cards in Ghana.

Get Visa Cards From Banks.

Many banks in Ghana offer Visa Cards to their customers in Ghana. Examples of banks that offer credit cards are UBA, Ecobank, Fidelity, Consolidated Bank Ghana, etc.

In some banks, you need to have an account with them before you qualify for a card. Others allow you to get your card without opening an account with their bank.

To get a visa card from a bank follow the steps below.

  1. Visit your nearest branch of a bank. Make sure to bring your identification document (such as driver’s license) and proof of address (like a utility bill).
  2. Complete an application form, which should be provided at the branch. 
  3. Pay some for service fees and annual subscription fees. 
  4. Submit your application form and supporting documents to the tl 
  5. Wait for approval notice from Visa that will come via email.
  6. Once approved, return to the branch to activate your card.

How to Get Visa Card Using Flutterwave

Flutterwave is a payment system that allows you to send and receive money from others on their platform. Money received on Flutterwave can be withdrawn to your bank account, mobile money, or your card. In the same way, you can receive money through the mentioned mediums.

They have a mobile app from either play store or apple store called Barter.

Barter mobile application allows you to request an instant virtual credit card without walking to the bank.

Ecobank Mobile App

Ecobank mobile app uses you to create an Express account which makes it possible to request a virtual card.

We offer two types of cars which include gift cards and shopping cards. With this application, you can get a virtual credit card without walking to any branch of Ecobank.


With the above-mentioned methods, you can get your Visa card either from a bank; which will be a physical visa card or from any of the apps. When you get your visa card, it is very important to protect your card number, expiry date, and CCV. This is because anyone with these three things can take your card and use it without your knowledge. Also, your pin numbers to keep it safe since it’s a secret.

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